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Financial News & Information. » Fixed Interest http://loan-er.com/blog Stay up to date on home loan, mortgage and financial news. Wed, 29 Apr 2009 21:21:01 +0000 http://wordpress.org/?v=2.9.2 en hourly 1 How does the personal loan from banks such as Bank of America or Citibank work? http://loan-er.com/blog/2009/02/how-does-the-personal-loan-from-banks-such-as-bank-of-america-or-citibank-work/ http://loan-er.com/blog/2009/02/how-does-the-personal-loan-from-banks-such-as-bank-of-america-or-citibank-work/#comments Sat, 21 Feb 2009 08:23:35 +0000 admin http://loan-er.com/blog/2009/02/how-does-the-personal-loan-from-banks-such-as-bank-of-america-or-citibank-work/

personal loan

BeBeAdY asked:

I just received an offer to apply for a personal loan for up to 35,000 with Bank of America and for up to 5,000 with citibank. I actually need no more than 7,500. The interest rate is between 9,97 and 27,88 based on credit worthyness. I will like to know how it works. I’m hesitating between that and applying for a credit card. My credit score is fair (650). A friend advised me to go for the loan because it’s a guaranteed fixed interest. But since I’ve never done it b4 I will appreciate some more advice. Thanks Much.

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