Is there a way to repair my credit rating quickly after having a debt company?
grant_saxby@yahoo.co.uk asked:
I am now debt free but have been told that I will now NOT have a credit rating for 6 years as my accounts were defaulted after taking assistance from a debt management company but then paid off by my family?
2) Can anything be done to improve my credit rating?
3) What about these credit repair companies?
Dare I ask about a mortgage??
I am now debt free but have been told that I will now NOT have a credit rating for 6 years as my accounts were defaulted after taking assistance from a debt management company but then paid off by my family?
2) Can anything be done to improve my credit rating?
3) What about these credit repair companies?
Dare I ask about a mortgage??
I was in a real mess with my mortgage had to get my ex of it and the payments i was making at the time were really high. Its taken me 6 months to get it sorted due to one reason and another, but i was offered a really good rate and my mortgage payments have dropped by 250 per month. This mortgage is also on a fixed rate for the next 3 years, which means in this time i can repair my credit file and then be able to get an even better mortgage deal in the future.
Comment by dyno — February 27, 2009 @ 2:49 am